Last lump sum payment

So today is payday :-) Oh happy joy joy. Really wishing I were Scrooge McDuck today and able to roll and dive through my money for the one day I get it. Less than a day, really. I spend about 10 minutes online this morning moving bits around here and there. I went to the ATM and got my jar money for the week.

I headed out at noon to the 'other bank' and made my final lump sum payment on my vehicle loan. There remains a $1070 balance.  At the beginning of May, my second last regular payment will come out and at the beginning of  June, my final regular payment will come out. And then it's game over.

I put $300 today as the final lump sum payment.

I probably could have really stretched money and played with the budget lines to kill off the June payment and make May my final one.  Call me crazy though, but I really wanted to savour that last month of seeing a balance of only $500something on the account.

After my start May payment, I will have 98% of my loan paid off. I tried playing with the numbers to see how much more I needed to add to see that at 99% paid off for the last month, just to enjoy it. I would have needed to put down half of my remaining payment.

I guess in the spirit of fully visualizing my money, I need to get a sidebar up indicating my LOC. I shall put that on my weekend to do list.

Source: http://shakingthemoneytree.blogspot.com/2012/04/last-lump-sum-payment.html

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